Equity Release

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Understand what you can comfortably afford — we’ll help you work it out.

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Rates matter, but fees and terms matter too. We compare the full picture.

Plan Ahead

Your mortgage should fit your future plans, not just today.

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Personalised advice ensures you choose the right deal with confidence.

Access the Wealth in Your Home Without Moving

Equity release allows homeowners aged 55 and over to access tax-free cash tied up in their property, without the need to sell or move out. It’s a flexible solution designed to support your lifestyle, whether that means supplementing your retirement income, funding home improvements, or helping family members financially.

With a range of options available, including lifetime mortgages, we help you find a solution tailored to your individual circumstances. You retain ownership of your home, and there are typically no monthly repayments unless you choose to make them.

Our expert advisers will guide you through the process step-by-step, ensuring you fully understand your options and feel confident in your decision.

Expect a seamless, straightforward, and stress-free journey.

Whether it’s getting the keys to your dream home or arranging the right protection, we keep every step simple and stress-free — from enquiry to completion and long after.

12000+

Mortgage Products

100+

Mortgage lenders

100%

Tailored service

30+

Available insurers

FAQ's

Frequently Asked Questions

1. What is equity release?

Equity release is a way for homeowners aged 55 and over to access the value tied up in their property as tax-free cash, while continuing to live in their home.

2. Do I still own my home?

Yes, you remain the owner of your home with most equity release products, such as lifetime mortgages.

3. Do I need to make monthly repayments?

No, there are usually no required monthly repayments. The loan, plus interest, is typically repaid when the property is sold.

4. How much can I release?

The amount depends on factors such as your age, property value, and health. Older applicants can usually release more.

5. Is equity release safe?

Yes, when arranged through regulated advisers. We only work with lenders approved by the Financial Conduct Authority (FCA).

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages and protection products are subject to eligibility and lender criteria.

Equity release may reduce the value of your estate and affect your entitlement to means-tested benefits.

Buy-to-let mortgages are not usually regulated by the Financial Conduct Authority.

We are authorised and regulated by the Financial Conduct Authority. FCA number: 1013121

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